OPERATOR PORTFOLIO REPORTIllustrative demo

Four stores
became eight.

The operator ran four proven locations, then used a VEND-enabled facility from a capital provider to open four more. This is the owner view: portfolio revenue, store health, financing status and the operating data that supports the next expansion decision.

PORTFOLIO / AUG 2026

CoinUp operator group

Facility current

Locations

8

4 → 8

Machines

71

portfolio

Monthly revenue

$92.9K

all stores

Portfolio uptime

97.5%

current

BEFORE VEND

4 stores

35 machines with proven operating history.

AFTER FINANCING

8 stores

Four additional locations funded and operating.

01 / ALL LOCATIONS

See every store in one operating view.

4 original4 VEND-financed

Seongsu Flagship

Original

Seoul · Seongsu

Strong

Revenue

$15,420

Util.

87%

Uptime

98.2%

Machines

10

Highest revenue density in the portfolio and the strongest expansion benchmark.

Konkuk Entrance

Original

Seoul · Gwangjin

Strong

Revenue

$13,860

Util.

82%

Uptime

97.8%

Machines

9

Stable recurring demand with consistently strong machine utilization.

Yeonnam

Original

Seoul · Mapo

Healthy

Revenue

$10,780

Util.

76%

Uptime

96.8%

Machines

8

Healthy recurring traffic with additional peak-hour capacity available.

Gangnam

Original

Seoul · Gangnam

Healthy

Revenue

$9,960

Util.

71%

Uptime

97.1%

Machines

8

Good machine health; margin remains sensitive to occupancy cost.

Mangwon

VEND-financed

Seoul · Mapo

Strong

Revenue

$12,740

Util.

80%

Uptime

98.1%

Machines

9

Fastest ramp among the financed openings and already tracking near mature-store economics.

Jamsil

VEND-financed

Seoul · Songpa

Healthy

Revenue

$11,820

Util.

77%

Uptime

97.6%

Machines

9

Revenue ramp is on plan with stable transaction frequency and machine health.

Songpa

VEND-financed

Seoul · Songpa

Watch

Revenue

$9,480

Util.

69%

Uptime

96.9%

Machines

9

Still in ramp period; weekend utilization is improving faster than weekday usage.

Bundang

VEND-financed

Gyeonggi · Seongnam

Watch

Revenue

$8,800

Util.

66%

Uptime

97.3%

Machines

9

Newest location in the portfolio and still building a full operating history.

02 / EXPANSION FACILITY

The financing sits beside the operating data.

Instead of sending the operator into a separate lending workflow, VEND keeps the facility tied to the portfolio it financed. The operator can see repayment progress, cash-flow coverage and how the four new locations are performing against the original cohort.

Expansion facility

Capital provider → operator · VEND-enabled underwriting & monitoring

Facility

$180K

Operator equity

$70K

Term

24 mo

Use of funds

4 openings

REPAID

29%

PORTFOLIO DSCR

1.9x

Month 7 of 24Current · no missed payments
01

4 stores build operating history

Revenue, machine activity, utilization, uptime and location performance create the underwriting record.

02

VEND structures the financing case

The strongest operating signals are translated into repayment capacity, advance rate and monitoring requirements.

03

Capital provider funds expansion

The operator receives the facility without VEND needing to lend from its own balance sheet.

04

4 new stores open

New machines start generating revenue and immediately join the same operating-data layer.

05

The next decision gets easier

Eight-store performance now gives the operator and capital provider a richer record for refinancing or another expansion.

03 / THIS MONTH

What needs the operator's attention?

The report should not only prove that financing happened. It should help the operator run the expanded portfolio and know where the next dollar of time or capital should go.

TOP LOCATION

Seongsu is the portfolio benchmark

$15.4K monthly revenue with 87% utilization. Its operating history anchored the expansion underwriting case.

FASTEST RAMP

Mangwon is validating the financed cohort

The first financed opening is already near mature-store performance, strengthening the case for repeat financing.

ATTENTION

Songpa and Bundang remain in ramp mode

Both locations are healthy operationally, but utilization is still below the original-store cohort and should be monitored before the next expansion.

Every financed store adds to the next underwriting record.

Demo / illustrative product surface. Store names, financing terms and figures are used to demonstrate the VEND operator workflow and are not an offer of credit or a representation of current financing terms.